South Carolina's coastal counties — from the Grand Strand down through Charleston and into the Lowcountry — are booming with population growth, and BHPH dealerships have kept pace with demand. Whether you're near Myrtle Beach in Horry County, in the Charleston metro, or further south in Beaufort County near Hilton Head, there are in-house financing options available for buyers with challenged credit.
Horry County — Myrtle Beach & the Grand Strand
Horry County is one of the fastest-growing counties in the United States, and its BHPH dealer market reflects that growth. Highway 501 (the main artery into Myrtle Beach) and Highway 17 Business in Myrtle Beach and Conway are home to numerous in-house financing lots.
The seasonal tourism economy means many Grand Strand workers have variable income — something BHPH dealers in Horry County are well-equipped to handle. They often accept income from multiple jobs, tips, or seasonal employment when evaluating buyers.
Charleston County — The Lowcountry Capital
Charleston County is South Carolina's second most populous county, and while the peninsula (downtown Charleston) has limited BHPH options due to high commercial real estate costs, North Charleston along Rivers Avenue, Dorchester Road, and Savannah Highway is the hub for in-house financing dealers serving the greater Charleston metro.
- North Charleston / Rivers Avenue corridor
- Dorchester Road (Summerville gateway)
- Savannah Highway / West Ashley area
- Highway 17 / Mt. Pleasant and Goose Creek area
Berkeley County — Summerville & Goose Creek
Berkeley County sits between Charleston and the Midlands and is growing rapidly. Summerville — which straddles the Charleston/Berkeley/Dorchester county lines — has become a significant BHPH market as the bedroom community population has grown.
Dorchester County
Dorchester County, home to Summerville and Harleyville, shares much of its BHPH market with Berkeley and Charleston counties. Most Dorchester County buyers find dealers in Summerville or North Charleston.
Beaufort County — Hilton Head & Bluffton
Beaufort County is one of the wealthiest counties in SC, which means fewer BHPH dealers than you'd find in other coastal markets. However, the working-class communities of Bluffton, Burton, and Port Royal do have some in-house financing options. Buyers needing more selection should also check neighboring Jasper and Hampton counties.
Georgetown County
Georgetown County, between Myrtle Beach and Charleston, has a smaller dealer market. Georgetown city has a few BHPH options, and many buyers supplement with trips to Horry County for wider selection.